No one want to refinance their mortgage. We buy a home, build home equity, and think about downsizing during retirement and live comfortably ever after. As we build wealth and live a comfortable lifestyle, we create debt, some good, some bad.
These debts come in the form of:
These debts carry a higher interest rate than your mortgage and cause you to pay less on your mortgage because most of your money is going to interest. A quick check would show that whether you put them all together in one mortgage or keep them separate, you owe the same money and you could reduce your payment by up to 70% if you refinance and consolidate.
Call Me Today and take the first step in reducing your monthly payments and shortening your mortgage amortization at the same time by refinancing your mortgage.